All About Lasik Surgery
What is Lasik Surgery?
 
Answers to Important Lasik FAQ's
Downside of Lasik Side Effects
Insight into Lasik Surgery
In and out of Lasik Procedures
Laser vs. Microkeratome
Laser are Not Just Sci-Fi
Lasik Help Correct 7 Eye Conditions
Working Out the Cost Factor - Lasik Eye Surgery
Lasik Profiling the Cornea
Lasik Surgery Advertisement
Lasik Surgery in News
Lasik Testimonials are Important
Lasik with Intralase
Latest Advancements in Lasik Laser Tech.
Limit Your Expectations of Lasik
Reference Materials for Lasik Surgery Procedures
See Better with Lasik
Selecting a Laser Eye Center
7 Research Sites for Lasik
Tips on What a Good Lasik Surgeon Should NOT be
Understanding the COST of Lasik
Understanding the RISK of Lasik
Vision 20/20 Still a Dream
Wavefront Tech Latest Advances in Lasik

 

Is Insurance Coverage available for Lasik?

Lasik surgery is a wonderful corrective technique for people to reduce vision problems and get better eyesight. The wonder of this procedure is that it is very simple and quick and healing is also quite fast. The procedure is conducted on an outpatient basis and the patient can return home the same day although some restrictions on certain activities are advised. But, the procedure is quite expensive and can be different from one professional to the other and is also dependent on the status of the problem. The added hitch is that the procedure is not covered through insurance as the procedure is classified as an elective procedure.

But, still it is best to look into the insurance policy you have and to check with the insurance company whether the treatment is covered under your policy. Usually, most insurance policies consider Lasik as elective and will not provide any coverage. Sometimes, your employer might have a special package for reimbursing the costs incurred for Lasik treatment. With such a package there are chances that you might even receive some rebate on the charges collected for the procedure.

There are some companies that have now expanded their coverage for vision. Earlier, only some parts of treatment like examination of the eyes, contact lenses and eye glasses were covered by the insurance. These now have been extended to include procedures like Lasik. These extended plans might not pay the entire expenses incurred for Lasik but generally pays out a part or a half of the expense. So, it is better to check with your insurance company whether your plan includes Lasik treatment.

Before deciding on a Lasik clinic, it is best to look into the pricing options and what are included with the quoted price. This is necessary because many a person has been fooled by ads quoting lower prices which actually do not include the charges for the entire treatment. Also, the price quoted might be applicable to a person who needs only a minor degree of correction and it may not be valid for your treatment.

On an average, the expenses for the surgery come up to around $2000. It might even cost more or lesser. Some doctors might also charge lesser. These doctors might not have adequate experience and it is best not to opt for a doctor looking only at the charges for the treatment. Also, such doctors who charge less may not be utilizing the latest advance in the procedure.

Prior to getting Lasik done it is best to check out what the implications in terms of finances will come up to. In certain countries, the surgery is covered by insurance plans even though the treatment is thought out to be elective. However, in America and Canada, most insurance companies do not cover the charges incurred to undertake Lasik unless you are covered by an extended plan that includes Lasik treatment.

A good route to take to help you meet the expenses for Lasik treatment is a flexible spending account. These are usually provided by your employer. The money that you put aside with these accounts can be utilized for such procedures that do not come under your insurance plan.

So, if you have good amount of money kept aside in the account the expenses for your surgery can be easily met. But, if there is not enough money in this account, you can use what is available to cover as much of the cost as possible. If you are opting for this route for payments, it is essential to inform the clinic prior to the surgery as there might be some paper work that needs to be completed before you can go ahead. There is also a possibility that you can deduct the expenses from federal income tax. So, you can try checking with your accountant to see if such an option is open for you.

In almost all cases, the expenses of the Lasik treatment needs to be borne by the individual although it might be partially covered if the person has expanded vision plan. Even though the procedure is quite expensive, you can opt for several methods to reduce your burden. Also, there are many means to get financial help to pay for expenses. Discuss with your Lasik doctor and get to know how best to work out a good option for payment that will not burden you too much.

 

 

Lasik Surgery FAQs
Are Lasik Surgeons at Teaching Hospitals the Best?
Are you a Regular Contact Lense User?
Do you Qualify for Lasik?
How Beneficial is Lasik for Military Personnel?
How Good is the Actual Result of Lasik?
How Lasik Helps you Improve Vision?
How to Choose the Right Doctor for Lasik?
How to Find the Best Lasik Eye Surgeon?
Is Insurance Coverage Available for Lasik?
What are Your Options if Your Lasik Surgery is NOT Approved?
What can Monovision Do For Lasik Candidates?
What Could Possibly Happen During Lasik?
What Does Your Lasik Package Covers?
What to Expect After Lasik Operations?
When Does Seeking for Second Opinion for Lasik Become Necessary?
When is Lasik Eye Surgery Necessary?
Who are NOT Qualified for Lasik
Why Wavefront Tech. Drives Cost of Lasik Up?
Will Lasik Help You Discard Your Glasses?
Before and After Lasik Surgery
3 Things Before Undergoing Laser Surgery
Facing Lasik Surgery without Fear
Importance of Healing for Lasik
Possible Future Complications of Lasik
Some Don'ts After Lasik Surgery
Things to Prepare Before Lasik Surgery
Top 10 Questions before Undergoing Lasik

 

 

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